James Callahan

Monthly Residual Earnings

Agent income across all processors, last 12 reporting months.

Split Hierarchy

Effective splits resolve in order — an override applies only when valid for the merchant and residual period.

1. 1 · Default agent split

   Applies unless a more specific rule exists

   50%

2. 2 · Processor split — Fiserv

   Overrides the default for this processor

   55%

3. 3 · Processor split — Elavon

   Overrides the default for this processor

   60%

4. 4 · Merchant override — Harbor Fitness Inc

   Fiserv · effective-dated

   55%

Primary-agent and override-agent relationships are resolved before calculation so a merchant is never counted twice.